The Census Bureau reported that there are almost 5 million opposite-sex couples living together without marriage. Some of these relationships undoubtedly have one partner supporting the other, especially in light of the difficult economy, or especially if one partner is a college student. To obtain working capital, business owners look to finance solutions that offer funding by several different means. The most common means are loans and financing. Asset-based loans use a business’s assets, such as inventory and equipment, as collateral. A business may also opt for a property loan in order to acquire commercial space. Invoice financing, such as factoring, involves liquidating or selling a business’s accounts receivables in exchange for quick funding. Some businesses look to trade financing to supply their inventory. The business will tell its financer the amount and cost of goods needed, and the financer will pay for the goods. The business then repays the amount financed over a specified period of time.
Doan, your 182-day is insufficient for year 2016 so you have to be in Malaysia on 31st 2016 AND 1st Jan 2017 for the 182-day calculation to rollover into 2017. Since you had taken 12 days so the balance in 2017 is only 2 days unless you want to restart the 182-day clock.