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I have been involved closely with both the real estate industry and small businesses for over 30 years. There are many lessons to be learned from these experiences, and I will be sharing some of them with you here. Remember, opportunities comes ones and goes. So try to compare which business can reach your target market. If your target is under 12 , ensure that you choose a business that meets their interests. This will help you reach your customers hence increasing the sales. Never choose a business which can or may interfere with people’s culture.

CAP in involved in creation of cash reserve funds for all the participating lenders. The lenders can use such funds as additional collaterals against the loans availed from a CAP Program. Lenders are allowed to make riskier loan schemes that may not qualify the normal lending requirements.

While managing budgets and spending the budget money, the budget holder has to keep in mind the aims and objectives of the organisation. There will be specific goals and responsibilities which need to be taken into account to achieve the targets or goals. One also has to keep in mind the legal regulations and organisational requirements when handling/managing budgets. Always take necessary actions to minimise costs and also appropriate actions in case there was overspend on budgets.