Talented people are the key to our success. So if you’re an ambitious, top-class graduate, we’ll give you the training and attention to realise your potential. Our Graduate Development Programme runs parallel with your placement on the Business Management or Finance Programme. It offers everything from an introduction to our organisation, culture and processes to formal training in the form of seminars, specialist courses and visits. b) Finance decision: The second important decision which finance manager has to take is deciding source of finance. Under this decision finance manager has to decide how much to raise from owner’s fund and how much to raise from borrowed fund. This type of decision is also known as capital structure decision. For details refer question no. 3.